Appraisal
There are three sides to appraising property damage – the insurance company side, which yields the lowest payment possible; your side, where you know you deserve more; and the truth.
We call the truth “our side.” At Nationland Adjusting Co. we know you deserve more, too. Our adjusters will step in to fight on your behalf and maximize your insurance settlement. Often, property owners are not even aware that they are entitled to support from a public adjuster. We do all the work for you, and it costs you nothing. You don’t have to feel alone. We have built our company around helping people just like you!
Property owners and insurance adjusters more often than not end up with conflicting opinions about the cost of replacing or repairing property damage. You likely have a general idea what you should be awarded given the extent of the damage. This is usually a combination of the type of damage (fire, flood, etc.) and the square footage of the affected area.
An insurance adjuster is acting on behalf of the insurance company and represents the company’s best interest – not yours. Problems arise and disputes happen as a result. Even worse, most property owners are unaware that they are entitled to another opinion, another estimate and an advocate with years of experience and know-how who will fight for them.
You wouldn't go to court without a lawyer. In the same context, you shouldn't have to deal with your insurance company/property damage without a public adjuster. Our adjusters have years of experience interpreting contracts. They also work on contingency. That means if they are unable to get you an increased adjustment check (or a check at all) from your insurance company, we do not get anything. So it is absolutely no risk to you.
If our adjuster is successful and you are awarded a check or adjusted claim check, we are paid a very small percentage. Nothing is out-of-pocket for you. It is in your best interest and ours for us to maximize your insurance claim. This arrangement means you are getting the absolute highest amount possible from your insurance company for your property and damage.
We are your advocates and will work tirelessly to make sure you receive a fair settlement. We are here to alleviate the stress of an already difficult situation. Leave it to us. We have hundreds of happy customers and are always happy to provide references.
Call us at 1-888-685-6776 and let us help you get started.
Loss Of Business Income
Loss of business income is considered a defined period when the normal flow of income is interrupted for any reason. It can range from natural disasters to flood, fire or even repairs being made to the building that houses the business. If your business does not have reserve funds, this period may cripple your company. Your employees may not get paid, bills may be neglected, and the business may collapse. To ensure you are covered in such an emergency, it is important to seek out loss of business income insurance. Such insurance assures policyholders that their loss of income is covered when their business is not operating normally.
However, policyholders and insurance companies often disagree over the time period for the coverage. Most policies state that the business interruption period ends when the physical damage to the property is repaired and returned to normal operation. But realistically, it takes some time for a business to recuperate from the lost time and income. That’s why most policies include an “extended period of liability” so that business owners like you have more time to return to normal working conditions. Though the extension can vary, the standard among policy issuers has become one year or less.
Hopefully, repairs won’t take long and you will be able to return your business to normal operation quickly. Unfortunately, delays are far more common. Sometimes business owners are to blame – such as when an owner faced with a total loss decides not to repair the property damage. Other times, however, the delays are out of the owner’s control. For example, you may be unable to cover the cost of a repair until the insurance company settles your claim. Or the contractor or subcontractor may cause delays. All of these circumstances affect how long you will be without income. We will negotiate with your insurance company to avoid any kind of additional loss and minimize any delays.
The details of each business are different and the calculations can get complex. At Nationland Adjusting Co. we guide each client through the necessary steps to a successful recovery for their loss.
Call us at 1-888-685-6776 and let us help you get started.
Inventory Assessment
When presenting a claim, it takes skill to correctly document the damages, estimate those damages and present the claimed items for payment. Proper itemization, photographing, documentation and valuation are the key to receiving a fair and accurate claim settlement.
At Nationland Adjusting Co. you can count on us to present a precise, just claim. Our experts review several types of evaluation equations. For instance, a term that you'll likely hear is ACV or Actual Cash Value. This is a calculation that takes the replacement cost of an item and subtracts the depreciation to arrive at the ACV. Under certain circumstances, most homeowner policies cover full RCV or Replacement Cost Value.
Our team of qualified adjusters will guide you through the various confusing equations to help you organize invoices, receipts and accounting records. We’ll even coordinate with experts in the field regarding specific specialty items.
Call us at 1-888-685-6776 and let us help you get started.
Relocation Services
Depending on the terms of your policy, temporary residence or temporary business space will be made available. We have a network of real estate agents to help you find a temporary location equivalent to your home or business until your space is restored and suitable for reoccupation.
Call us at 1-888-685-6776 and let us help you get started.
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